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Department of Corrections Credit Union



Loan Rates
CLICK HERE to Apply
SECURED LOANS
 as of  04/01/2014
Vehicle Loan
Annual Percentage Rates as low as
                                                                                                                
Term
Automobile
Boat
Motorcycle
ATV
Motor Home
Travel Trailer
Movable Mobile Manufactured Home (85% LTV)
Tractor
Special
Purpose
Loan
year
new
used*
new
used
new
used*
new
used
new
used
new
used
new
used
new
used
1
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
7.50%
2
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
7.50%
3
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
2.65%
7.50%
4
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
2.90%
7.50%
5
3.40%
3.40%
3.40%
3.40%
3.40%
3.40%
-
-
3.40%
3.40%
3.40%
3.40%
3.40%
3.40%
3.40%
3.40%
-
6
4.15%
-
4.15%
4.15%
4.15%
-
-
-
4.15%
4.15%
4.15%
4.15%
4.15%
4.15%
-
-
-
7
5.15%
-
5.15%
5.15%
5.15%
-
-
-
5.15%
5.15%
5.15%
5.15%
5.15%
5.15%
-
-
-
8
 
-
5.50%
5.50%
-
-
-
-
5.50%
-
5.50%
-
5.50%
5.50%
-
-
-
9
-
-
-
-
-
-
-
-
5.60%
-
5.60%
-
5.60%
5.60%
-
-
-
10
-
-
-
-
-
-
-
-
5.70%
-
5.70%
-
5.70%
5.70%
-
-
-
*Model four (4) years and older have a Maximum term of 4 years


UNSECURED LOANS
Personal    
Other
 
Annual Percentage
Rate as low as
Insurance
Annual Percentage
Rate as low as
Tuition
Annual Percentage
Rate as low as
Vacation
Annual Percentage
Rate as low as
Overdraft Protection
Annual Percentage
Rate as low as
Problem Solver
Annual Percentage
Rate as low as
8.00%
8.00%
5.50%
8.00%
12.50%
16.25%
 
Loans Secured By

Annual Percentage Rate

Terms

Regular Shares

2% above earnings on pledged Share Account

Up to 12 year Amortization with 1 year balloon

Share Certificate

2% above earnings on pledged Certificate

Loan term not to Exceed Certificate Maturity
 

For Current Rates and Availability of Funds Call: (225) 342-6618 ext 221 or (855) 447-0417 ext 221