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Department of Corrections Credit Union



Privacy Policy

 

WHAT DOES Department of Corrections Credit Union

DO WITH YOUR PERSONAL INFORMATION?



Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

    Social Security Number  and   Income

Account Balances          and   Payment History

Credit History                      and   Credit Scores

 

 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Department of Corrections Credit Union chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Dept. of Corrections

Credit Union share?

 

Can you limit this sharing?


For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


 


YES

 


NO


For our marketing purposes - 

to offer our products and services to you

 

YES

 

 

NO

 


For joint marketing with other financial companies


NO

  


WE DON’T SHARE

 


For our affiliates’ everyday business purposes -

information about your transactions and experiences

 

NO

 

 

NO AFFILIATES


For our affiliates’ everyday business purposes -

information about your creditworthiness

 


NO

 


NO AFFILIATES



For non-affiliates to market to you


NO

 


WE DON’T SHARE

 

 

To limit

our sharing

    Call 1-855-447-0417 — our menu will prompt you through your choice(s) or

 

    Visit us online: www.doccu.org

 

Please note:

 

If you are a new customer, we can begin sharing your information        days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

 

However, you can contact us at any time to limit our sharing.


 

Questions?

 

Call 1-855-447-0417  or go to www.doccu.org



Page 2

 

Who we are

 

Who is providing this notice?

    Department of Corrections Credit Union

   

 

What we do

How does Dept. of Corrections Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Dept. of Corrections Credit Union collect my personal information?

 

We collect your personal information, for example, when you

 

n Open an Account                        or   Deposit Money

n Apply for a Loan                          or    Pay your Bills

n Use your Debit or Credit Card

Why cant I limit all sharing?

 

Federal law gives you the right to limit only

 

n     sharing for affiliates’ everyday business purposes—information about your creditworthiness

n     affiliates from using your information to market to you

n     sharing for non-affiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

 

     Your choices will apply to everyone on your account

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

 

n NO AFFILIATE COMPANIES

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

 

n This can include insurance companies, mail house, credit reporting bureaus and plastic card processors (credit/debit/ATM)

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

 

n NO NON-AFFILIATED MARKETING

Other important information