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Loan Rates
Secured Loans
| Type | Annual Percentage Rate as low as* | Term up to |
|---|---|---|
| Automobile | 6.25% | 7 Years |
| Motorcycle | 6.25% | 7 Years |
| ATV/UTV | 6.25% | 7 Years |
| Tractor | 6.25% | 7 Years |
| Boat | 6.25% | 8 Years |
| Motor Home/Travel Trailer | 6.25% | 10 Years |
Unsecured Loans
| Type | Annual Percentage Rate as low as* | Term up to |
|---|---|---|
| Personal | 10.75% | 4 years |
| Insurance | 10.75% | Policy Term |
| Tuition | 5.75% | 1 year |
| Overdraft Protection | 11.00% | Open End |
*Rates are the lowest offered by DOCCU. Loan decisions are subject to qualifications and approval. Not all members will qualify for the advertised rate. Loan rate and term are determined by creditworthiness and collateral.
Share Loans
| Type | Annual Percentage Rate as low as* | Term up to |
|---|---|---|
| Share | 2% above earnings on pledged account | 12-year amortization with a 1-year balloon |
| Share Certificate | 2% above earnings on pledged certificate | Certificate Maturity |
Mortgage Loans
For Current Rates and Availability of Funds, call: (225) 342-6618 or (855) 447-0417 ext 221.