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Payment Protection
Does Your Family Have a Safety Net if the Unexpected Hits?
Protect Your Loan
Protecting your loan balance or payments against death, disability or involuntary unemployment can help protect your family against the unexpected. This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow. It’s voluntary and won’t affect your loan approval.
| In The Event Of: | Death | Disability | Involuntary Unemployment |
|---|---|---|---|
| What Happens: | Protected borrower passes away. | A covered disability occurs due to injury or illness. | A covered job loss occurs. |
| It Cancels This: (Up to the contract maximums) |
Your payments or loan balance. | Your loan payments. | Your loan payments. |
| You May Be Eligible If You: | Have an eligible loan. | Are a permanent employee who is actively working. | Are a permanent employee who is actively working. |
Filing a Claim
In your time of need, our claims process is simple. If you elected payment protection on your loan, use this online claim process to file your claim.
If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OECC-POL; CI-MP-OE-POL; B3a-800-0992.
Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
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